PERSONAL FINANCIAL PLANNING
Personal and business budgets · retirement plans · insurance options.

As a small-business owner, your business finances and personal finances often are closely related. Consult your CPA regarding budgets, retirement, insurance, estate planning and more. You may wish to hire a CPA with the AICPA’s Personal Financial Specialist (PFS™) credential. PFS credential holders specialize in personal financial planning. Your CPA will help you learn how to make the most of today, and prepare for tomorrow.

FINANCING
Craft a business plan · manage debt · secure investors.

Bank loans, debt, interest and assets are essential elements of your business’s financial structure. A CPA can help you develop a powerful business plan, and then bring that plan to life with the proper options. Your CPA’s financial expertise can help you determine how much debt your company can handle; the pros and cons of a loan vs. a line of credit; and how to seek financing from investors.